April 2026 Newsletter

APRIL 2026 NEWSLETTER

The stock market has certainly experienced moments of uncertainty during the current conflict with Iran, but what stands out most is its resilience and even its ability to find opportunities amid disruption. When the war first began in late February 2026, global markets reacted quickly. Oil prices surged, supply chains were disrupted, and major indexes dipped as investors processed the shock. But importantly, these declines were relatively modest compared to what might be expected during a major geopolitical conflict. In fact, many analysts noted that markets remained surprisingly stable, with investors focusing more on long-term economic fundamentals than short-term headlines.

This reflects a key truth about the stock market: it is forward-looking. While wars can create immediate volatility, investors tend to look beyond the present moment and price in expectations about recovery, innovation, and future growth. History has shown that even during times of global conflict or crisis, markets often stabilize and eventually rise as conditions improve. More recently, there are encouraging signs that optimism is returning. News of easing tensions and temporary ceasefire efforts have already helped boost investor confidence. Major financial institutions have even projected potential gains, with expectations of a market rally driven by strong corporate earnings and improving economic conditions. Lower oil prices and reduced uncertainty have also contributed to a more positive outlook, giving both businesses and consumers a bit of breathing room.

Another encouraging factor is how experienced investors are approaching the situation. Rather than reacting emotionally, many are staying focused on long-term strategies. This calm, measured approach helps prevent panic selling and supports overall market stability. It also reinforces a broader lesson: periods of uncertainty often create opportunities for disciplined investors. Markets may fluctuate in the short term, but they are built on innovation, productivity, and human resilience forces that tend to endure far beyond any single conflict. In that sense, this moment can be seen not just as a time of concern, but also as a reminder of the market’s long-term potential. For investors who stay patient and focused, there is still plenty of reason for optimism.

On a personal note, what a season it was for the team and for Nick personally. The team won the regular season title and then the league championship to qualify for the NCAA tournament for the 2nd straight year. Unfortunately, the season came to an end last weekend losing to #1 ranked Michigan in the tournament. Nick finished 1st in goals against average and save % in the league. He also finished 2nd and 4th in the nation, respectively. Lexi was home for the long Easter weekend and as always, I enjoyed my time with my princess. She has all A’s and B’s and is looking to finish her freshman year strong. She enjoyed seeing all of her friends who were back home as well and of course, she got her Koda time, too!

This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.